MY PLAN IS TO SECURE
MY FAMILY’S FUTURE
WHAT’S YOUR PLAN?

Well being and peace of mind of employees lead to better productivity, hence is imperative for success of any business. A survey established that 75% of employees prefer to have a benefits program rather than cash reimbursements or allowance. Employee benefit programs help the employer to:
- Recruit and retain the best talent
- Enhance loyalty amongst employees
- Minimize losses incurred while his employees are on sick leave, when treatment is provided to them in a timely manner, thus controlling their absence from work.
- Plan and control the medical expenses
For the first time in Pakistan, now business firms as small as with 5 (five) employees can also choose from our range of comprehensive life and health insurance plans to provide financial compensation to employees and their families in case of death, disability or sickness.
Small and Medium size businesses are considered the engine of economic growth in both developed and developing countries. Data indicates that SMEs account for 60-90% of all enterprises. In Pakistan, Small and Medium businesses employ 80% of workforce in urban areas and contribute 30% to the country’s GDP. IGI Life endeavors to serve this under-served, yet fast growing segment.
Now you can select an appropriate plan for all your employees and their respective families from various options.Employee Care Plus offers the benefit / compensation in the event of:
Plan | Platinum | Gold | Silver | Bronze |
---|---|---|---|---|
Group Life* (Death Due to any cause) |
Rs. 1,000,000 | Rs. 750,000 | Rs. 500,000 | Rs. 300,000 |
Accidental Death Benefits* (Double Indemnity) |
Rs. 1,000,000 | Rs. 750,000 | Rs. 500,000 | Rs. 300,000 |
Permanent Partial Disability* (Accident & Sickness) |
Rs. 1,000,000 | Rs. 750,000 | Rs. 500,000 | Rs. 300,000 |
Temporary Total Disability* (Accident only) |
Rs. 3,000 fortnightly and maximum up to 12months | |||
Comprehensive Major Medical (per insured per disability) |
Rs. 100,000 | Rs. 75,000 | Rs. 50,000 | Rs. 40,000 |
Supplementary Major Medical (per insured per annum) |
Rs. 400,000 | Rs. 300,000 | Rs. 250,000 | Rs. 200,000 |
Daily Room & Board Limit | Rs. 7,600 | Rs. 5,000 | Rs. 3,500 | Rs. 2,000 |
Maternity – Normal | Rs. 30,000 | Rs. 30,000 | Rs. 30,000 | Rs. 30,000 |
Maternity – C-Section | Rs. 60,000 | Rs. 60,000 | Rs. 60,000 | Rs. 60,000 |
Maternity – Abortion | Rs. 20,000 | Rs. 20,000 | Rs. 20,000 | Rs. 20,000 |
* for employees only
Accidental Medical Reimbursement*
Per employee per accident |
Rs. 10,000 |
Rs. 10,000 |
Rs. 10,000 |
Rs. 10,000 |
Rs. 500 deductible per accident |
Lump sum payment |
Rs. 500,000 |
Rs. 500,000 |
Rs. 500,000 |
Rs. 500,000 |
Accidental Medical Reimbursement*