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Terms of use

IGI Life Insurance limited maintains this website to provide internet users with general information about the company and its available services. By accessing the content available on this site, the user accepts that:

  • IGI Life makes its best effort to ensure that the information provided is update and accurate. However, IGI Life cannot guarantee the accuracy of such information, nor can it guarantee that such information is always up to date.
  • IGI Life does not accept any liability of any kind for any loss caused by negligence or otherwise. This includes, without limitation, any direct, indirect, punitive or consequential loss that arises from information that it has made available on these pages. It also includes actions, transactions or omissions that result from such losses.
  • If in doubt, users should not act on this information without seeking professional advice.
  • Unless otherwise noted, the contents of this site are subject to intellectual property rights which vest with IGI Life and may not be used in web pages, electronic, written publications or any other media without the express permission of IGI Life.
  • All information about the products and services is subject to change without notice.
  • Calculations made on the website are illustrative and serve as a guideline only, and are subject to confirmation by IGI Life. The Company does not guarantee the accuracy or completeness of any calculations.
  • IGI Life Insurance will not exchange, sell or pass on your personal particulars to any other entity outside of the IGI Financial Services or their assigns for their use in marketing or solicitation.

All information submitted to IGI Life Insurance via this Site shall be deemed and remain the property of IGI Life. IGI Life shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in such information. IGI Life shall not be subject to any obligations of confidentiality regarding submitted information except as specially agreed or as required by law.

You agree to defend, indemnify and hold harmless IGI Life and all of its respective directors, officers, employees and agents thereof, from and against all claims and expenses, including attorney’s fees, arising out of your violation of these Terms of Use or misuse of this Site or products or services provided via this Site.

In the event any of the terms or provisions of these Terms of Useshall be held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision.

These Terms of Use constitute a contract between you and IGI Life. You agree that your use of this Site shall be governed by, and construed in accordance with, the laws of the Islamic Republic of Pakistan, without regard to the conflicts of laws thereof, and to the laws of the Islamic Republic of Pakistan. You expressly agree to submit to the sole and exclusive jurisdiction of the Islamic Republic of Pakistan.

IGI Life reserves the right to modify the products and services offered on this Site. IGI Life also reserves the right to terminate your access to such products and services, or access to this Site, in whole or in part, at any time.